选择贷款
商业, 非联邦贷款, 从学生选择的贷款人那里, intended for students who need extra money to help cover educational costs not met by their other financial aid. 替代贷款包括信用检查, and 利率s may be higher than with the government-sponsored educational 贷款. But they still may be a better option than other kinds of 贷款 available to families.
授权支付
Someone you have authorized (given a username and password) to make 在线支付 on your account and review online 状态ments (bills) and receive notifications when 状态ments are available.
预算出勤费用
年平均费用预算, 包括学费吗, 强制性的费用, 食宿, 书籍及用品, 运输, 杂项/个人支出, 平均贷款费用. This total amount is the maximum amount of financial aid you may receive.
信用余额检查
当付款到你的账户, 包括经济援助, 是否高于所欠金额, SFS会将这些资金退还给您, either by paper check in the mail or electronically by direct deposit.
延期/忍耐
The borrower’s right to postpone monthly payments on a loan. Borrowers should check with lenders to determine eligibility.
直接存款
Funds transferred electronically to your personal banking account.
预期家庭贡献(EFC)
Financial contribution that is expected to be available to assist in your education costs. It is determined by the federal methodology need-analysis formula approved by the U.S. 国会. The EFC includes the parent contribution and the student contribution, 这取决于学生的抚养状况, 家庭规模, 在学校的家庭成员人数, 应税及非应税所得及资产, and a number of other variables reported on the 免费申请联邦学生资助 (FAFSA).
Family Educational Rights and Privacy Act (FERPA)
A federal law that limits access to your information, such as the offer of financial assistance and your account details. You may grant access to your financial aid and student account information to individuals you feel should legitimately know this information.
财务需要
The difference between the cost of attendance and the expected family contribution (EFC). 奖助金, need-based 贷款, 工作研究, and 奖学金 count toward meeting your financial need.
免费申请联邦学生资助 (FAFSA)
Application used to apply for all need-based aid, 包括贷款, 奖助金, 工作研究, 以及非基于需求的联邦贷款. There is no fee to file the FAFSA, but it must be completed each year to reapply.
宽限期
The period of time after graduation or dropping below half-time status before your loan repayment begins.
格兰特
A type of financial aid, based on financial need, that you do not have to repay.
利率
添加到贷款中的百分比利率. 按需贷款利息可获资助, and does not accrue while you are enrolled at least half-time, 在一些延期期间, 对于大多数贷款来说, 在宽限期内. Non-need-based (unsubsidized) loan interest accrues upon disbursement.
贷款
A type of financial aid that must be repaid with interest. 利率s and terms vary; review master promissory note (MPN) for details.
主本票(MPN)
The binding legal document that must be signed by you or a parent borrower before loan funds are disbursed by the lender. This document is always filled out with the lender providing the loan, and it serves as the signed application for that loan. 它说明了条款和条件, 包括还款, 利率, 延期政策, 和取消. The borrowers should keep this document until the loan has been repaid.
提供经济援助
赠款的完整集合, 奖学金, 贷款, 以及各种来源的勤工俭学奖励(联邦政府), 状态, 机构, and private) offered to you; some of this is determined from your FAFSA.
在线支付
通过 在线支付, you and authorized payers can pay charges on your student account by e-check or credit card using a contracted service called QuikPay. American Express, Discover, MasterCard, and Visa are accepted. Any payment made toward your account will be reflected on the account the following business day.
外面的奖学金
A scholarship that comes from sources other than the school and the federal or 状态 government.
付款计划
SPU提供 付款计划, to divide your remaining charges — after all financial aid has been added to your account — into monthly payments. There is a $100 fee to enroll in an annual plan and a $50 fee to enroll in a quarterly plan.
优先级的最后期限
你必须提交的日期 FAFSA to ensure that you will be considered for the widest variety of aid.
学业进展满意(SAP)
You must achieve this in order to continue receiving financial aid from 好的赌博软件推荐. SAP is achieved by meeting the following academic requirements:
- Complete (letter grade A, B, C, D, or P) at least 70 percent of all attempted credits.
- 保持至少2.0 cumulative grade point average after the second year of enrollment, 在随后的每个季度末.
Note: Washington 状态 has a different definition of SAP based on credits, not GPA.
奖学金
Funds for educational costs, granted to you because of need, merit, or affiliation. 这些资金不需要偿还. SPU 奖学金 have individual renewal criteria.
资格声明书
A document that will be sent to you that you can show to an employer to document your work-study eligibility.
学生账户
The service through which you as an enrolled student receive all University charges, 通过它可以代表你支付资金.
验证
The process by which information on the FAFSA is confirmed. The federal government selects students at random to submit tax documents and other documents to the University.